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Oct 3, 2025 Last reviewed: Oct 3, 2025 1 min read

Crazy Numbers — But Kiwis Benefit!

Here’s the new price caps for the 5% deposit First Home Guarantee Scheme. $1.5m in NSW! Imagine borrowing $1.425m to buy your first home. This is nuts.

Still, for Kiwis it represents an opportunity to buy a home without the crazy Lenders Mortgage Insurance and higher rates associated with low deposit lending.

Remember, it doesn’t matter if you have owned a home in NZ. You could own 40 homes in NZ and still qualify for the 5% Scheme.

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