★★★★★
"Paul Davey worked very hard to get us the mortgage we required for our investment property. He is knowledgeable and approachable. Thanks Paul!"
The way you structure your first investment loan decides how easily you can buy your second, third, and fourth. Paul helps Kiwi investors get the lending right from the start — and can also refinance existing loans when the timing is right.
Free 15-minute call • No credit check • Obligation free
Lender appetite shifts depending on your existing portfolio, the property type, and how serviceability is calculated. For Kiwi clients, there's an extra layer — some lenders treat 444 visa holders generously, others apply tighter policy. The wrong lender choice can cap your portfolio earlier than necessary.
Existing properties, loans, and growth goals mapped out clearly.
Sequencing, lender shortlist, and structure tailored to your plan.
Pre-approval, application, and settlement coordinated end-to-end.
Yearly check-in to keep lending aligned with portfolio growth.
A strategy session with Paul maps out borrowing capacity, structure, and the right lender for your next move.
Plan Your Next Purchase No credit check • Obligation freeKiwis building property portfolios in Australia with Paul.
"Paul Davey worked very hard to get us the mortgage we required for our investment property. He is knowledgeable and approachable. Thanks Paul!"
"After just four months in Australia, our New Zealand home sold, prompting us to stop renting and invest locally. We found Paul through a Kiwi Facebook group, and his exceptional service exceeded our expectations."
"Paul managed to get us more borrowing power than dealing with the bank directly. Communication was second to none and they truly went the extra mile."
Yes. NZ citizens on a 444 visa can buy investment property — a wide panel of lenders supports this.
Typically 10–20%, often using equity from an existing property rather than fresh savings.
Depends on cash flow goals and tax considerations. Paul models both scenarios for you.
Often yes — equity release is the most common funding route for investor deposits.
It can. The right structure and lender sequencing matters a lot for growing portfolios.
