★★★★★
"Paul was extremely knowledgeable and helped make the entire journey of securing a property in Australia a breeze. We’ll be back for our next property."
One broker. 30+ lenders. A loan structure shaped by your deposit, visa status, and timeline — not pulled off a template.
Free 15-minute call • No credit check • Obligation free
Lender appetite varies. Deposit requirements differ. The First Home Guarantee changed the landscape for 444 visa holders, and not every broker keeps up. Paul Davey has been broking across both sides of the Tasman for over a decade — the result is a strategy that respects your visa status, your deposit position, and your long-term plans. Already own and looking to restructure? Paul also handles refinancing to sharper rates or to unlock equity.
Goals, timing, deposit, and visa status reviewed in a short call.
Shortlist tailored to your structure, deposit, and situation.
Documents collected and application managed end-to-end.
Settlement coordination plus ongoing annual reviews.
A quick call with Paul gives you clarity on your borrowing power and next steps.
Get Your Borrowing Assessment No credit check • Obligation freeWhat Kiwis say after settling their Australian home with Paul.
"Paul was extremely knowledgeable and helped make the entire journey of securing a property in Australia a breeze. We’ll be back for our next property."
"Paul managed to get us more borrowing power than dealing with the bank directly. I couldn’t recommend Paul and his team enough."
"Outstanding service with almost daily check-ins to help us navigate a very complex process. Highly professional but also personal service to help us achieve our first home purchase in Australia."
For most lenders yes — the 444 visa is treated as permanent for many lending purposes. Specific eligibility is reviewed lender by lender.
Most lenders want 20% to avoid LMI. The First Home Guarantee can avoid LMI with as little as 5% for eligible buyers.
Most pre-approvals are turned around within a couple of weeks once documents are with Paul.
No. Paul works with Kiwi clients all over Australia by phone, email, or video call.
For standard residential lending, brokers are paid by the lender. Paul always discloses how he is paid before you commit.
