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Sunshine Coast — Caloundra

Mortgage Broker in Caloundra

Southern Sunshine Coast entry point. Paul Davey helps Kiwis get home loans in Caloundra — one of the most accessible markets for first home buyers on the coast.

Free 15-minute call • No credit check • Obligation free

30+ lenders comparedMajor banks, second-tier, and specialist lenders in one conversation.
Deposits from 5%Low-deposit pathways for eligible buyers including the First Home Guarantee.
444 visa expertiseSpecialist understanding of how lenders treat NZ citizens.
Accessible entry pointCaloundra price points often sit within First Home Guarantee caps.
The Caloundra Market

Buying in Caloundra

Caloundra offers some of the most accessible entry points to Sunshine Coast property ownership — a coastal lifestyle at price points that often sit within the First Home Guarantee’s property caps. For Kiwis making the jump from New Zealand, Caloundra’s diverse stock of houses, units, and townhouses creates strong options at the 5% deposit level. Paul helps NZ citizens confirm their 444 visa lending position, identify the lenders most willing to lend to their situation, and structure an application that reflects the local property market. Already own in NZ? Paul can also advise on how existing NZ property affects your borrowing capacity and what the options are.

What You Get

Built into every home loan strategy

Access to 30+ lenders compared in a single conversation
Deposit pathways from as little as 5%
Specialist understanding of the 444 visa
Pre-approval so you can offer with confidence
Loan structure advice (offset, redraw, split)
One point of contact from call to settlement
The Process

How it works

Step 01

Discovery Call

Goals, timing, deposit, and visa status reviewed in a short call.

Step 02

Compare Lenders

Shortlist tailored to your structure, deposit, and situation.

Step 03

Apply & Approve

Documents collected and application managed end-to-end.

Step 04

Settle & Review

Settlement coordination plus ongoing annual reviews.

Find out what you can borrow

A quick call with Paul gives you clarity on your borrowing power and next steps.

Get Your Borrowing Assessment No credit check • Obligation free
Why Kiwi Home Buyers

Why work with a specialist Kiwi broker?

Built for Kiwi buyers
Not a generic broker — Paul works with NZ citizens navigating Australian lending every day.
444 visa expertise
Knows how each lender treats the Special Category Visa — avoiding declines before they happen.
30+ lenders compared
Wide panel including major banks, second-tier, and specialist lenders.
Structured to succeed
Applications structured correctly the first time — reducing delays and knock-backs.
Client Reviews

Real home loan outcomes

What Kiwis say after settling their Australian home with Paul.

Miten ChauhanDec 2025
★★★★★

"Paul was extremely knowledgeable and helped make the entire journey of securing a property in Australia a breeze. We’ll be back for our next property."

Tiana PerezMay 2025
★★★★★

"Paul managed to get us more borrowing power than dealing with the bank directly. I couldn’t recommend Paul and his team enough."

David NormanOct 2025
★★★★★

"Outstanding service with almost daily check-ins to help us navigate a very complex process. Highly professional but also personal service."

Caloundra FAQ

Common questions

Generally yes — Caloundra tends to have more properties within the First Home Guarantee’s price cap, making 5% deposit pathways more accessible than in higher-priced suburbs like Noosa.

Yes. Eligible Kiwis on a 444 visa can apply for the First Home Guarantee for qualifying properties in Caloundra, subject to the current Queensland price cap.

Not for 444 visa holders. NZ citizens on the Special Category Visa are treated similarly to permanent residents by most lenders — Paul confirms lender eligibility upfront.

Eligible first home buyers can access loans with as little as 5% deposit through the First Home Guarantee, avoiding LMI entirely.

Ready to start your home loan journey?

Paul will guide you from first call through to settlement — one point of contact the whole way.

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